Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
NCUA
National Credit Union Administration, a U.S. Government Agency
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| Share/Savings Accounts | | | | | Share Accounts | |
| | RG | .25% Div. Rate | APY * | | Balances under $10,000 | | RG | .45% Div. Rate | APY * | | Balances over $10,000 | | |
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| Loan Accounts | | | | | Unsecured Loans (Signature) | |
| | Revolving Loan without collateral | 12% APR | 24 months | | $500 Minimum $4000 Maximum On approved credit | | | | | Share-Secured Loans | |
| | Loan against funds deposited | 4.99% APR | you pick payment | | | | | Vehicle Loans | |
| | New | 3.90% APR | 72 months, within NADA guidelines | | On approved credit | | Used (2-4 Years old) | 7.5% APR | 60 months, within NADA guidelines | | On approved credit | | 5 years and older | 7.5% APR | 48 months, within NADA guidelines | | On approved credit | | | | | Recreational Vehicle Loans | |
| | New | 6.5% APR | 48 months | | Used | 6.5% APR | 36 months | | On approved credit | | | | | Personal Loans | |
| | Loans without collateral | 16% APR | 24 months | | $500 Minimum $4000 Maximum On approved credit | | |
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| Fees & Disclosures | | | | | Deposit Account Fees | |
| | Overdrawn/Account Negative Fee | $20.00 | | | | | Loan Account Fees | |
| | Late Fees | $15.00 | | | | | Miscellaneous Fees | |
| | Bank/Casher's Check Fee | $2.00 per check | | Wire Out Fee | $11.00 | | |
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